Terms of Use
Last updated September 30, 2024
Welcome to app.eleni.finance ("the Service"). By accessing and using our Service, you agree to comply with these Terms of Use. Please read them carefully before proceeding.
1. Acceptance of Terms
By accessing, browsing, and/or using the Service, you ("the user") agree to be bound by these Terms of Use, as well as any additional terms, conditions, and notices provided within the Service. If you do not agree, please refrain from using the Service.
2. Collection and Use of Financial Data
As part of our Service, we collect and store certain financial data with your explicit consent. The financial information we collect via Salt Edge includes, but is not limited to, transaction data, bank account balances, and account details. We process and store this data solely for the purposes of providing and improving our Service, and in accordance with applicable UK data protection laws (GDPR and UK GDPR). Your financial data will not be shared with third parties without your consent, except as required by law or outlined in our Privacy Policy.
3. User Responsibilities
You are responsible for ensuring that the information provided through your use of the Service, including registration and linked financial accounts, is accurate, complete, and up to date. You must also maintain the confidentiality of your login credentials and are responsible for all activities that occur under your account.
We are committed to safeguarding your personal and financial data by implementing robust security measures. However, you also share the responsibility of using the Service within a secure environment. This includes using strong, unique passwords and ensuring that your device is secure when accessing our platform. We strive to protect your data, but you must promptly notify us of any suspected unauthorized access to your account or any security breaches.
4. Consent for Data Processing
By using the Service, you consent to our collection, use, and storage of your financial and personal data as outlined in our Privacy Policy. You may withdraw your consent at any time; however, this may affect your ability to use certain features of the Service.
5. Third-Party Services
The Service may include links to or use of third-party services such as Salt Edge. We do not control these third-party services and are not responsible for their practices. We encourage you to review the terms and policies of these third-party providers to understand how they manage your data, including the terms provided by Salt Edge.
6. Security
We take reasonable precautions to protect your personal and financial information from unauthorized access or disclosure. However, no system is completely secure, and we cannot guarantee absolute security. You acknowledge that you use the Service at your own risk and that we are not responsible for any unauthorized access to your data due to security breaches.
7. Data Retention
We will retain your financial and personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable law. If you deactivate your account or request deletion of your data, we will follow appropriate procedures to remove your data from our active systems in accordance with legal obligations.
8. Use of Salt Edge as Open Banking Provider
In order to access your payment accounts in the United Kingdom to provide you with account information services, Tamzen Technology Ltd. has partnered with Salt Edge Limited and, for these purposes, acts as their agent registered by the Financial Conduct Authority (Firm Reference Number 1017899). Salt Edge Limited is registered by the Financial Conduct Authority (Firm Reference Number: 822499) under the Payment Services Regulations 2017 and provides you with the regulated account information services subject to Salt Edge’s own terms. By accessing and using account information services hereunder you agree to Salt Edge’s Terms of Delegated Account Information Services and Delegated Account Information Services: Privacy and Cookies Notice.
Please note that some of the data provided via Salt Edge is subject to their own terms and conditions. By using our Service, you also agree to Salt Edge’s terms where applicable.
9. Limitation of Liability
To the fullest extent permitted by law, app.eleni.finance and its affiliates will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service or any third-party services, including Salt Edge, whether based on contract, tort, or any other legal theory.
10. Changes to the Terms
We may modify these Terms of Use from time to time to reflect changes in our operations or legal requirements. The revised terms will become effective upon posting. We encourage you to review these terms regularly to stay informed of any updates.
11. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England.
12. Contact Us
If you have any questions, concerns, or requests related to this Privacy Policy or your personal data, please contact us at:
Email: privacy@eleni.finance
Address: Tamzen Technology Limited - Company No. 14821672
71-75 Shelton Street
Covent Garden
London WC2H 9JQ
United Kingdom